Mike shaking hands with a CSI student

Conn-Selmer Lease / Purchase Plan

Frequently Asked Questions about Leasing and Purchasing Instruments

Frequently Asked Questions about Leasing and Purchasing Instruments

Leasing and purchasing instruments doesn't have to be intimidating. Let this guide help you figure out whether buying instruments outright, leasing, or lease/purchasing is right for your school or organization. Here we provide you with answers to many of our frequently asked questions. Our Educational Support Managers (ESM) are ready to help guide you through this process towards determing the best option to suit your educational needs.

My school is more likely to get a new furnace before they let me lease musical instruments!

Actually, your school probably does lease heating and air-conditioning systems, as well as school buses, copy machines, or computers. Many school corporations, which once balked at the idea of "leasing", are now realizing that today's lease / purchasing programs are a practical and economical way to cope with increasingly tight budgets.

What Do You Mean by Lease/Purchasing?

When schools consider leasing almost any kind of equipment, they are generally talking about lease/purchasing. Lease/purchasing, unlike traditional leases, are more like installment sales. With each payment, the lessee (the school) builds equity in the instruments and, at the end of the lease, owns the instruments without any additional "balloon" payment. Conn-Selmer's Lease/Purchasing (or lease/financing) program also includes special termination provisions designed to comply with state laws. Generally, they provide that the school can terminate the lease if it is unexpectedly unable to come up with the funds to continue the lease.

Leasing or Lease / Purchasing. What's the Difference?

Traditional leasing is a rental agreement. With a traditional lease, the lessee (the school) would not accrue any ownership in the equipment. Lease/purchasing makes better sense because the school system will end up owning high-quality instruments which will continue to perform long after the last lease payment is made.

So, Why Doesn't The School Just Pay Cash?

Paying for the instruments all at once can make more sense. However, in today's "cash crunch", savvy school business managers have many reasons to recommend lease/purchasing, including...

I've Heard That My School Cannot Pay Interest

Nearly all school systems pay interest on leased or financed buses, major data systems, climate and other control systems or other major equipment and systems. Ask your business manager for the straight scoop.

Anything purchased over time is done so on borrowed money. Don't believe anyone who tells you otherwise. With lease purchasing, the cost of the instruments is fixed; it will not go up with inflation. Some school administrators prefer to lease/purchase rather than absorb annual instrument price increases. Many schools actually save enough to offset the leasing expense!

Leasing instrument is not for everyone. For a large school with a large budget, $20,000 is not an unreasonable amount to be spent on instruments in one fiscal year. But, for a small school with a tight budget, coming up with the fund necessary to make a cash purchase might be almost impossible. In fact, leasing can actually be more economical than waiting several years to purchase the needed instruments.

What Other Costs Can I Expect?

With Conn-Selmer's lease/purchasing program, the only financial cost is the annual lease payment. No shipping charges, no administration fee, or other costs. Just one payment at the beginning of each fiscal year. The cost NOT leasing can be much higher...including the costs to your students of not having the quality instruments they need to realize their potentials.

Why Should My School Lease from Conn-Selmer?

The number of schools leasing from Conn-Selmer continues to increase. Many schools have leased from Conn-Selmer more than once, as well! The reasons are many, but most schools include these:

It's Easy to See What a Conn-Selmer Lease/Purchase Can Do For Your Program

Conn-Selmer offers our Instrument Wish List tool which allows you to create and submit your list of needed items. A lease proposal costs nothing and could just be the single, most important program for the growth of your band and orchestra.

TouchPoint Newsletter

Join our educational network and receive monthly updates and resources.


Ask Conn-Selmer's Division of Education a question about music education or our educational programs.

Conn-Selmer Logo
ArmstrongBachC.G. ConnHoltonKingLeblancLudwig DrumsLudwig-MusserScherl & RothSelmerSelmer ParisYanigasawa